Plan for What’s Next: Business Succession & Estate Planning Issues for Private Company Owners

Derek Ferriera is committed to thoroughly understanding your situation and customizing a comprehensive plan to help achieve your financial goals. Whether you are an executive at a Fortune 500 company, a small business owner, the bread winner of your family or a company ready to go public, Derek and his team can help you translate your goals into action steps. Derek is a motivating catalyst to take the plan into immediate action. Derek brings three decades of experience to his clients. For most of those years, he has mentored other advisors to build successful practices. He was a regular presenter at national training conferences for our firm previously known as Lincoln Financial Advisors and Sagemark Consulting. His experience on over a thousand cases provides clients the benefit of knowing that their plan will run through multiple design sessions before the appropriate options are presented. Derek then helps to implement those planning strategies that are designed to optimize whatever objectives his clients desire to reach. Most importantly, integrity drives him to identify and help clients to overcome obstacles that may hinder their progress toward reaching their goals. Derek is an active member of the financial planning community and keeps abreast of changes and innovations in the industry. He holds all of the top designations, certifications, and affiliations listed below: CERTIFIED FINANCIAL PLANNER™ Practitioner, CFP®, 1990 College of Financial Planning, Denver Life Underwriting Training Council Fellow LUTCF, 1991 Agency Management Training Council AMTC, 1991 Chartered Life Underwriter, CLU, 1993, American College, Bryn Mawr, PA Registered Employee Benefits Consultant, REBC, 1998 Certified Fund Specialist, CFS, Institute of Business & Finance, 1998 Former board chairman of local Society of Financial Service Professionals Member of International Association for Financial Planning Member of American Society of CLU/ChFC Co-Managing Partner of Equity Strategies

Martin specializes in comprehensive fee-based financial planning and brings over 20 years of experience educating individuals, families and business owners about unique and innovative strategies that can help grow, protect and preserve their legacy. Martin specializes in working with clients who might have already done some prior planning with other advisors. By reviewing and coordinating work that may have been done at different times by different advisors, he can often identify missed opportunities and important coordination gaps. By keeping abreast of the latest in tax law developments and strategies, Martin and his team can educate clients and other advisors about new planning techniques and current, often overlooked planning opportunities. Martin is often consulted by attorneys, consultants, CPAs and investment management professionals to provide wealth optimizing planning ideas for their clients. Working with other professionals on a multi-disciplinary team to develop custom solutions for clients is what Martin enjoys the most. Martin is a member of the Financial Planning Association (FPA) and the National Association of Insurance and Financial Advisors (NAIFA). He is a past member of the Adjunct Faculty in the Graduate School of Business at Golden Gate University in San Francisco. He is an active member of the Diablo Valley Estate Planning Council. Martin is a Certified Business Exit Consultant (CBEC). Martin is a member of Sagemark Consulting’s prestigious Resource Group and serves on the Board of Directors for Meals on Wheels. Martin lives in Northern California with his wife Trina. They enjoy travelling and spending time with their friends and family.